4 Tips for Surviving Summer Without Student Loans

4 Tips for Surviving Summer Without Student Loans
https://images.unsplash.com/photo-1459257831348-f0cdd359235f?ixlib=rb-1.2.1&ixid=eyJhcHBfaWQiOjEyMDd9&auto=format&fit=crop&w=1950&q=80

We’ve all been there at some point, summer has rolled around and those savings we promised we’d make to help cover us over the summer months are non-existent. Now, you find yourself with no classes – and no money! Here four tips for surviving summer without your student loan.

Get a Part-Time Job

Summer is the perfect time for students to look at getting a part-time job. The obvious one being that working part-time is going to give you that extra bit of income you might need to keep you going from May-September while you wait for that all-important student loan to come in.

You’re also going to learn some new and transferrable skills which will be handy for when it comes time for writing up a CV and getting into work later down the line. Whether it is a job working in retail, an office or a restaurant, working part-time will show a host of skills and qualities, such as; dedication, time management, responsibility and money management.

You’ll also learn more about money management and budgeting.

Save and Budget Well

Speaking of budgeting, one of the best ways to survive the summer months on little to no money is to get to grips with savings and budgets. If you have planned ahead and saved up some money to tide you over during the summer, then you’ll want to keep track of every penny, which means saving where you can and keeping a detailed budget.

Luckily, it’s 2019, which means that there are always going to be handy apps to do all the work for us. Just plug in tour savings, work out your budget and let the app track your spending and give you insights into your spending so that you can make any changes to spending habits as the months go on!

Turn a Hobby into A Side Hustle

If a part-time job isn’t your thing, why not find a way to turn something you’re passionate about into a side hustle for the summer – even beyond, if all goes well!

Are you a dog lover? Why not get into dog-walking or dog-sitting and make some money out of your furry friends? You don’t need any official qualifications, just a background check, free time and a love for dogs! There are plenty of apps that let you find people who need a dog walker in your area.

Or, are you the creative type? If you’re a great writer, why not set up a blog on a topic you’re passionate about and start sharing your thoughts with the world? Before long if you work hard enough, you’ll be able to make money from ads or affiliate links in your content. If you’re more into hands-on art, why not set up and Etsy store? People love handmade art, jewellery and even fashion pieces – why not monetise your skills?

Find Free Things to Do

Up and down the country during the summer, there are always free things going on. If you’re really struggling for cash, why not see what’s going on for free in your local area? Most museums are always free entry, so why not make a day to pop into a few in your local area and learn some more about the culture?

Charities always need a helping hand, so summer is the perfect time to get your volunteering hat on and lend a hand to those less fortunate than you. While this won’t pay, it will fill up your long summer days, give back to the community and help you build up some experience for your CV.

Wherever you live, there is bound to be something going on that suits your budget. Just hop online and do a little research.

Similar Articles

Things to Know Before You Avail an Unsecured Business Loan

There are different types of loans available for businesses. An unsecured business loan has proved to be the best option, thanks to the high loan amount and flexibility in repayment. The loan does not require any asset to be hypothecated and the entire risk remains on the lender.

All You Wanted to Know About P2P Lending

Peer-to-peer lending is a type of debt financing wherein lenders and borrowers enjoy the control and freedom over the terms of a loan. There is no intervention of the intermediary financial systems. Simply, it is the term used for defining the practice of lending money by individuals with the help of services that connects the borrowers and the lenders directly.

unsecured business loan

As a business owner, you often face the requirement of funds. There could be a planned expansion or an emergency but the need for funds will have to be met. It is not feasible to always borrow from your friends and family time and again. This is why banks and financial institutions offer unsecured business loans that fit your diverse business requirements

Don’t Let Unemployment Make You Insane: Save Yourself with These Tips

Just lost the job that you really loved? You must be in denial and feeling stressed, but you need to tackle them in order to make a good move. 

car loans for bad credit history

You may have heard that it is not easy to get approval for a car loan if you have poor credit. This comes as a shock to those who are wishing to purchase the car of their dreams but have a credit history which does not allow them to do so. To all those people who have their hopes hanging by a thread, here is how you can get approved even with bad credit history.

auto financing options

Finding the perfect car is a dream come true for many. However, having poor credit can sometimes burst that bubble making it almost impossible to obtain your next dream car. Nonetheless, every problem has a solution and to achieve your goal of buying your dream car without a credit history, search for auto financing solutions online.

Drive Home in The Car of Your Dreams: Best Auto Loans in 2019

Going to be financing a car this year? Looking for the best of the best auto loans in 2019? Here is the ultimate guide.

Steps After You Are Declined for A Personal Loan

Do you feel like there is no hope because your lender said you did not qualify? If you are ready to give up when declined for a personal loan, don't. It may seem like all is lost, but the fact is that getting approved for a loan needs a lot of persistence.

4 Tips to Save Money to Keep Debt Threat at Bay

Paying off debt is a mammoth task regardless of their terms. Even though you whittle down your expenses, you find it extremely difficult to reimburse all of your dues on time and eventually you end up with a painful circle of debts.