No Exam Life Insurance for Seniors Over 65

no exam life insurance for seniors over 65

There is various coverage Insurances on the market, there is a different kind of Insurances depending on the age and the coverage premium amount and there are medical examinations which affect the coverage costs highly.

Now, qualification for Insurance is a must, now many Insurers have made medical exam on the policies of the term of life that include death benefits which can rise up to 250,000$.

No exam life insurance for seniors ensures over 65 that it provides easy application process and getting high approval rates, now you can easily apply for this application either on the phone or online. No exam Insurance has high quality and speed service as being accepted requires no time, waiting for a few minutes instead of waiting for days or weeks.

Basically, seniors over 65 look for term life insurance which is the most popular one among seniors. However, whole life insurance is another good option. It completely depends on your need and your financial planning. You may feel confused which is appropriate for you. To find more about the types of life insurance for seniors over 65, check this post

How to Choose the Right Insurance Company

There are many criteria or strategies to depend on while choosing the right company, there are keys for having the right choice

Affordability: Most of the market nowadays have very expensive Insurance with no exam compared to that of with test insurance, so depending on the price and the service you gain you must find affordability which is the hardest part for the Insurance without an exam.

Reliable company: Knowing the company’s history very well along with their payment, and the economic conditions and financial stability of the company, and if there are any problems regarding their payments to the clients.

Awareness of Some Insurance Policies

Some companies make some ads on the TV and offering tempting offerings and sounds too good to be real, applying for these companies without reading the fine print may have bad consequences on your savings, as many of these companies sponsor whole life Insurance policy which increases every five years, so It can eat away your savings, It will end up cancelling the policy.

Going into an exam for insurance might get save you a lot of money, If you have a good health don’t mind being checked for medical conditions then go for It as It is a greet money saver.

Burial Insurance: Undergoing procedures with burial insurance bear in mind that Insurance under 25,000 $, will often be put under the category of a simplified issue as the majority of companies will use this category for under 25,000 $ Insurance payments. Which means that It will not have full coverage of the burial It will cover a slight amount of the burial cost, while nowadays the average burial costs are about 7,000$.

Under the age of 70 Insurance

People who haven’t retired yet and still need coverage temporarily, then term Insurance is the best option, there are some factors to think about when going for an Insurance for a senior, as the age affect the premium payment, the older you get the more you pay, also for new parents the policy of this term varies from one Insurance company to the other. So get to the market get to the best options call Insurance agents to get the best deals. However, you have the opportunity to look for the plans online. You can get quotes and try to find out the plan by your own.


People believe that purchasing life insurance for senior is impossible and financially not suitable. But, they are completely wrong. There is no limit of age to purchase a life insurance. Just make sure, you have the perfect planning.

Similar Articles


With spring and summer right around the corner, many people who are looking to start their own business may consider opening a landscaping business. This type of business is appealing for many people because it does not have a huge overhead.

group health insurance

We live in an age of extreme awareness about things happening around us and across the globe. Particularly in terms of health, even if most people understand how important it is to stay healthy and fit, they do not feel the need to buy health insurance

Health Insurance

The offer of medical insurance is immense all over the world, where about twenty companies operate each offering up to five different modalities. That is, we can choose up to almost one hundred health insurance options and a hard job awaits us if we want to study them all from their official internet pages.

life insurance

There have lots of families who have life insurance. Million contracts are currently running in particular regions. But the former "standard insurance" is poorly available nowadays: it's not worth it anymore. When should you keep your agreement, when should you get rid of it? 

Professional Indemnity Insurance

Professional Indemnity Insurance is a broad class of insurance policy that is meant to insure liability professionals face at work.  This includes coverage for legal defense and amounts awarded in court to the plaintiff if the professional should be found liable for damages.

Marine Insurance for Cargo Shipping: Is It Worth Considering?

There are different types of insurances out there that can help you in difficult times. You can save a lot of money if you have availed a relevant insurance timely. You have to make sure that you have the perfect insurance plans with you. You cannot take a chance with your income and capital right?

What Does Commercial General Liability Insurance Cover?

Nowadays, mostly all the business simply has commercial general liability insurance. Thus, it is important for you to understand what it covers and what it does not cover.


Needless to mention, the growth of an insurance company is very much based on marketing tactics. People purchase your insurance policies when you convince them about the benefits that your company offers to them. This is where marketing comes into the picture.

health insurance policy

Choosing a healthcare plan may seem overwhelming. There are many factors to take into consideration before committing to any policy. Understand these six considerations before making a purchasing decision.