Mortgage Litigations and Their Solutions Mortgage fraud, committed by mortgage companies, results mortgage litigation. Mortgage litigation can be defined as a disagreement between money lenders/mortgage companies and homeowner, which can be solved; either by negotiations, or court proceedings. After gathering pretty useful knowledge about what the mortgage litigation is, now we shall proceed and further discus the causes behind its taking place; precautions to avoid this; and finally the solution if at all it becomes inevitable.