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Life throws moments at us that we are not ready for, so why not be prepared for them? A group life insurance does just that. One distinctive feature of a group life insurance policy is that an employee normally remains covered as long as he/she is employed with a certain firm and pays his/her insurance premium. This differs from an individual insurance policy, where the insurance company has the right to reject the renewal of a person’s policy, depending on various factors.
Posted: 2010-08-31
Category: Insurance
At some point of time in our lives, we will have to retire from our jobs and sustain ourselves on savings. This could be difficult for someone who is not used to saving. Therefore, retirement planning is something that needs to be looked at very seriously. So, in case you have not yet started thinking about your retirement, now is the time to do so.
Posted: 2010-08-27
Category: Investing
In the following article, we explore what group life insurance is all about. Then, we look at its advantages vis-à-vis individual life insurance policies. Finally we explore how employers provide group life insurance as a perk to their employees. After reading this article, you will we better informed when going in for a group life insurance policy.
Posted: 2010-07-23
Category: Insurance
Life insurance has emerged as one of the most reliable investment and protection assets for financial security. If you have people who are dependent on you financially, it is advisable to take a life insurance plan as per their current and future needs. The first thing you need to consider for an ideal life insurance plan is the right life insurance premium, followed in equal importance by riders, nominees and return structure.
Posted: 2010-07-21
Category: Insurance
A term life insurance policy is a type of conventional insurance plan. It covers the life of the insured only for a fixed term, while usually charging the insured a fixed annual premium throughout the policy term. Because the premiums are relatively much lower as compared to other life cover plans, a term life insurance policy is an inexpensive way to cover one’s life, protect one’s family and plan and reinvest one’s own investments.
Posted: 2010-07-12
Category: Insurance
Life insurance plans provide financial protection to the surviving family members of the insured. There are two main types of life insurance plans: term life insurance & whole life insurance plans. Also, one can buy additional benefits in the form of riders in life insurance plans. These riders offer financial aid for medical expenses in case of illness, accidental disability, etc. Life insurance policies are beneficial as they provide security, investment options and tax benefits.
Posted: 2010-06-24
Category: Insurance
Life is abundant and full of surprises. Insurance is one of the many investment products that ensure you’re prepared for all of those surprises. Originally designed for risk coverage and protection, life insurance has now taken the form of a stable investment source. Life insurance assists dependents of the insured continue with the same lifestyle irrespective of the principal bread winner’s presence.
Posted: 2010-05-18
Category: Insurance
Life insurance quote is the cost at which a policy is proposed to an individual by a company. It gives a idea to us that what amount we get after a certain period and what are other benefits. It does not require buying insurance plan immediately.
Posted: 2010-04-29
Category: Insurance
Credit Shield is a program devised for credit card holders. It is a Life Insurance Coverage plan that safeguards the future of the lending institution against death or incapacity as well as chronic and dangerous diseases. The insured has to pay a premium amount at the end of every month. This payment is based upon his outstanding balances. There are certain eligibility criteria that are to be fulfilled in order to avail of this life insurance coverage policy.
Posted: 2010-03-20
Category: Insurance
The decision to buy a life insurance policy could be the one decision that makes sure your absence doesn’t burden your family. Many variants of life insurance policies have now been introduced to protect your family’s finances and secure their life.
Posted: 2010-03-09
Category: Insurance
Any risk that can be quantified, can be insured. This has resulted in a wide-range of insurance options and solutions available to a customer. Among them, a type of insurance solution has been gaining increasing relevance— the Whole life Insurance cover. Whole Life Insurance solutions, as the name suggests, offer cover for the entire life of the insured individual and the benefits, on the policy’s maturity, are passed on to your loved ones.
Posted: 2010-02-19
Category: Insurance
