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steve croxton's articles
Gifted Deposit Mortgages Return to the UK
Since late August 2007 the buy to let mortgage lenders accepting the 15% gifted deposits have disappeared. The future is still bleak for new build properties with no sign of any gifted deposit mortgages on the horizon, but for those investors buying older properties this is good news and an opportunity for landlords to expand their portfolios quickly, in a depressed housing market and not requiring any financial contribution as deposit.Posted: 2008-01-18
Category: Mortgages
Become a property millionaire in 2008
The last 2 months have been bumper months for many investors in the UK. Fuelled by higher interest rates, lowering house prices, low prices at the auctions, nervousness in the market and a good steady demand for rented property. The international scene has been every bit as profitable and 2008 should be a year when newcomers into the market can become millionaires within 2 years.Posted: 2008-01-08
Category: Arts & Entertainment
Buy to Let Property Training Courses
Buy to let or property investor training courses tend to be organised and run by one of two types of people - Property finders or Amateur Investors. Buy to let training courses run by property finders have a tendency to excite their audience on the possibilities of wealth and inform on the discounts they have achieved for others. While the discounts are critical in building a property portfolio with minimal capital outlay, it is essential to know how to construct deals and there several optionsPosted: 2007-09-30
Category: Real Estate
No deposit mortgage - No deposit, small deposit….no problem
I have many people wanting to purchase a property with very little or no deposit saved. It makes financial sense to pay for your own mortgage rather than paying to rent somebody else’s property, but trying to save for the deposit while paying a rent and covering a multitude of other financial commitments, can be very difficult and take a very long time to save a small deposit.Posted: 2007-09-02
Category: Mortgages
Buy to let market - Tougher conditions ahead in the UK
The supply of homes in the UK is already falling short of demand. This problem is set to get worse with an anticipated need of a further 2,000,000 homes over the next 20 years. This makes investment in the UK property market very attractive with a current buoyant rental market and fantastic growth potential in the value of properties. However, despite the attractive conditions and prospects, the latest interest rise makes accessing an 85% loan to value mortgage extremely difficultPosted: 2007-07-16
Category: Real Estate