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Ozeme J Bonnette's articles
Here are some financial planning tips to help you make sure that you are on the right track in your 40s and 50s.
Posted: 2010-02-16
Category: Finance
Following God does not have to mean a life of poverty. He is not opposed to our desire to enjoy life and carefully plan for retirement. However, there are important steps that a Christian should take to ensure both prosperity and success.
Posted: 2010-02-08
Category: Finance
Exchange-traded funds (or ETFs) are still relatively new investment products. They were first introduced in 1993, but have been gaining in popularity ever since. This article provides more information on the investment to help investors better understand the product.
Posted: 2010-01-30
Category: Finance
Foreclosure rates have reached highs most of us have never seen before. Many people are panicked, especially those who are facing the possibility of being foreclosed on. I wanted to offer some suggestions to those who may need to look at their options. The sooner you act, the better the chances of saving your home.
Posted: 2010-01-26
Category: Finance
51% of Americans want to be wealthy. Some people in this group see money as a measure of success, or of having arrived. Others see money as a way to achieve that stress-free financial freedom we are all looking for. Lastly, money can also help meet the needs of family, friends, and those less fortunate. There are three questions we should ask ourselves if we fall into this group.
Posted: 2010-01-24
Category: Finance
When we were in school, report cards and our GPA were important. As adults, it's our credit score. Most people associate their credit score with obtaining a mortgage. However, it is applicable in many situations. As we begin considering our motivations for wealth, we should avoid being careless with our spending, especially on credit.
Posted: 2010-01-15
Category: Finance
Once Thanksgiving and Christmas are near, we realize that another year has come and gone. As we look back, we realize that there were many things that we wanted to accomplish in 2009, yet they somehow did not come to fruition. For many of us, life just gets in the way. But today is a new day, and there's nothing wrong with creating a fresh start now. Let's look at some questions that will trigger some ideas and help us get back on track.
Posted: 2010-01-13
Category: Finance
Although diligence is admirable, we need to make sure we have the proper balance in our lives. We have to avoid overworking.
Posted: 2010-01-11
Category: Finance
While we may have lots of material possessions right now, they are only temporary. We definitely can't take them with us when we leave this world. We should focus on allowing God to be in control of everything, including our money, so that He can work through us to improve not only our lives, but also the lives of those around us.
Posted: 2009-12-29
Category: Finance
Although death is not a subject that most of us like to talk about, we all know that it is an inevitable part of life. None of us will live forever. With that in mind, it is absolutely crucial to consider the well-being of the loved ones we leave behind
Posted: 2009-12-29
Category: Finance
Times are hard financially. Since the sub-prime market fell apart, there has been a domino effect that has trickled into the rest of the economy. One of the most troubling signs of abuse that I have seen lately is the way that credit card companies are preying on those who are currently financially challenged.
Posted: 2009-12-28
Category: Credit Cards
The way we handle our finances requires a changed attitude. There is no better time than the present to make sure that you are on the right track to a comfortable retirement. The sooner you are able to correct your current course of action, the better it will be for you financially.
Posted: 2009-12-22
Category: Finance
Giving is our foundation. Remember John 3:16 - "For God so loved the world that He gave His one and only Son, that whoever believes in Him shall not perish but have eternal life." (NIV) If God cared enough about us to give His only son for our benefit, we should care enough about each other to willingly give of our resources to help those in need. Giving is all about attitude.
Posted: 2009-12-14
Category: Finance
It is important to look at how responsible we are with managing the finances we use when giving. There are times when we give to others (or to ourselves) to an extent that it puts us in extreme debt. It's one of the biggest concerns for the majority of Americans. We believe in buying now and paying later, but it's not in our best interest.
Posted: 2009-12-11
Category: Finance
Sometimes, when we set goals for our retirement accounts, we concentrate only on the potential for positive returns. Then, we find ourselves ready to change our minds when the road gets a little rough. It is important to truly understand what diversification is in order to properly set up our investment accounts in a way that enables us to remain comfortable over the long term.
Posted: 2009-12-06
Category: Finance
