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Meiron's articles
There are two types of credit card user. Those who pay up their balance in full each month and those who cannot afford to do this. Let’s call the first type of credit card user a ‘transactor’ while the second type of credit card user we will call a ‘borrower’. Around 50% of credit card users are transactors. If you often use your credit card for shopping and marketing but always pay up the balance in full each month, you avoid paying interest completely. Most credit cards offer an interest-fre
Posted: 2009-02-10
Category: Finance
There is nothing simple about credit cards and balance transfers. It is about how you use your credit card, especially if you do a balance transfer between different credit cards, and how credit card providers have three different types of money. I know that sounds strange but credit card companies divide your balance up between balance transfer money, money for normal spending and cash money withdrawn on your credit card from the ATM.
Posted: 2009-02-10
Category: Credit Cards
I recently decided the time was right to utilise some surplus cash I had available and began looking to purchase an investment property. Whilst it would have been easy to just dive in and find something that I could afford regardless of the location or potential growth, I thought it best to do some research knowing that my investment property was more than likely going to be a long term property investment for me. Timing was also good from an income perspective –I good easily demonstrate my capacity to service the investment loan I would need to complete the purchase and negatively gear the property. The “cost” of my investment loan after tax benefits were taken into account were considerably reduced.
Posted: 2008-09-03
Category: Customer Service
Australia’s borrowing at an all-time high, with each member of the population having an average debt of around $50,000 – twice the level of five years ago. Thankfully, total personal assets have also risen, drawn up by substantial rises in house prices, superannuation and the share market.
Posted: 2008-09-03
Category: Mortgages
This article explores the possibility of dependency in the executive coaching dynamic between the coach and his/her client. Often even though discouraged, executive coaches may give advice or have a strong bias of direction that creates a hidden reliance. So does executive coaching create dependency?
Posted: 2008-09-03
Category: Management
Why invest and why take out an investment loan? People’s needs for investment are as varied as the investment vehicles themselves. Some want to own their home outright, pay the kids’ university fees, or take world trips; while others want to start their own business or retire on a comfortable income.
Posted: 2008-09-03
Category: Public Relations
An investment property is becoming a more popular choice for those seeking to create a revenue stream and also achieve capital growth through the investment property value increasing over time.
Posted: 2008-09-03
Category: Real Estate
This article elaborates on the transition that leaders experience on their journey to achieve a level of leadership that makes their influence compelling and inspirational. A certain leadership training process is required in order to make this goal a reality. What does it take to be exceptional and what can leaders expect their leadership training programs to deliver?
Posted: 2008-09-03
Category: Management
As we are well aware sustainable behaviour change is only made possible to the degree to which the drivers of behaviour are identified and explored. A key part of the executive coaching process is uncovering the causal factors to actions and the essential strategies that can be used to uncover them.
Posted: 2008-09-03
Category: Management
A few years back prior to buying my first home, I bought my first car and also at around the same time applied for my first credit card. Whilst this was my only alternative at the time due to a lack of savings, it wasn’t such a big deal as it was my only financial commitment. Things have now changed and with the rising home loan interest rates, I have suddenly found my overall level of monthly repayment commitment on all my debt is causing a problem with my cash flow. So who did I turn to?
Posted: 2008-09-03
Category: Mortgages
Helping Others with Article Marketing Helps your Website Article marketing that helps others will help your website. Internet users seek solutions and advice. If your article marketing strategy provides for solution-oriented content, your marketing strategy will turn into a strategy for success.
Posted: 2008-09-03
Category: Article Marketing
Strengths, Weaknesses, Opportunities and Threats in Article Marketing Article marketing can promote your website and protect your website from competitors. You can strengthen your article marketing strategy by evaluating the strengths, weaknesses, opportunities, and threats in your article submissions.
Posted: 2008-09-03
Category: Article Marketing
Building Link Architecture with Article Submission and Article Marketing. Article Marketing is a worthwhile marketing strategy for short-term and long-term website development and search engine optimisation. A well-planned article marketing strategy that maps out its linking strategy prior to article submission will promote your website with search engines and position your website to develop long-term customer leads.
Posted: 2008-09-03
Category: Article Marketing