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Linsey Summers's articles
There are countless adverts for No Win No Fee compensation on television, on the radio, in magazines and on billboards across the UK but is it really that simple?
Posted: 2008-07-05
Category: Legal
Good mortgage deals are becoming harder and harder to come by with more and more lenders upping their fixed rates. The interest rates on fixed rate mortgages have now reached a ten year high and some experts believe they are going to continue to rise even further. Even if customers are able to find a deal they are happy with, whether or they will meet the banks eligibility criteria and secure the loan is a different matter.
Posted: 2008-07-05
Category: Mortgages
Large banks in Britain such as HSBC, Barclays and Nat West approved less mortgages in May since the same time in 1997. The cause of this is reluctant buyers, high asking prices and increasing household outgoings. The British Bankers Association said that banks approved 27,986 mortgages in May which was down from the 34,752 in April. This is a 56.1% decline from this time last year. This decrease represents the state of the British housing market and the current economic climate.
Posted: 2008-07-05
Category: Mortgages
Drivers have been warned to take as much care about their headrest positions as they do about wearing their seatbelt by car industry experts. This is in response to research carried out by Thatcham which looked at car design and whiplash injury. They also report that last year saw the biggest improvement in car design with 80% of seats made in Europe getting a ‘good’ or ‘acceptable’ scoring.
Posted: 2008-05-23
Category: Legal
Borrowers wishing to take out personal loans will find that some major lenders have withdrawn some of their loan facilities. Unsecured personal loans were withdrawn last year by GE money, Leeds Building Society and Eskimo Loans - who are funded by Northern Rock. Moneyfacts puts the withdrawal of unsecured loans by providers at 10% last November.
Posted: 2008-05-23
Category: Loans
A leading charity has criticized lenders who supply secured loans to people with low credit ratings. A Citizens Advice Bureaux report said irresponsible lending decisions and aggressive arrears management by sub-prime lenders were driving the current increase in mortgage arrears, court action and repossessions.
Posted: 2008-05-23
Category: Mortgages
Norwich Union customers last month found out that they would receive a slice of a £2.3 billion bonus as part of their with-profits life insurance policy. The insurer revealed that 1.1 million of its customers would receive £1,900 and share holders will get a share of £230 million. The bonuses will be paid in three blocks.
Posted: 2008-05-21
Category: Insurance
Compensation claims have risen in the last eight years to a level comparable to America.Research by the Centre for Policy Studies revealed that in America one in six sufferers of personal injury will make a claim. In the United Kingdom the figure is one in seven.
Posted: 2008-05-21
Category: Legal
Homeowners should benefit from longer fixed-term mortgage deals revealed the Treasury recently. The government believes that this will help those on lower incomes to buy their own homes. At present, mform.co.uk revealed that only six companies give fixed deals lasting 25 years: Nationwide, Scarborough, Norwich and Peterborough, Kent Reliance, Co-operative Bank and Cheshire and Manchester building societies. Northern Rock offers a 15 year fixed term deal.
Posted: 2008-05-21
Category: Mortgages
Bank customers getting assistance from 'no win no fee' lawyers because of overcharging has sparked debates on the necessity of legal help. Reports from banks show a large increase in customers attempting to claim back charges that were made for going overdrawn. However, some firms acting on the customers behalf have been taking up to 25% of reclaimed money.
Posted: 2008-05-21
Category: Legal
Keeping their present customers rather than attracting new ones is the modern method of car insurance providers according to industry experts. However, staying with the same company may find it will not benefit them in the future if they do want to change provider.
Posted: 2008-05-17
Category: Insurance
Customers should be careful when transferring credit balances from one card to another to avoid high interest charges industry experts reveal. Robert Kenley, head of cards at Moneysupermarket.com, said: “One thing people should do its work out what they are trying to do with a credit card.”
Posted: 2008-05-17
Category: Credit Cards
Fake insurance claims amount to £1.6 billion pound per year and increase premiums by £40 for each customer reveal industry experts.
Posted: 2008-05-16
Category: Insurance
House buyers may find that their new home is uninsurable due to poor planning reveal industry experts. The Association of British Insurers (ABI) has warned that home insurance may increase if the government plan to build millions of new homes on floodplains goes ahead.
Posted: 2008-05-16
Category: Insurance
