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Karrie Rose's articles
There seems to be an eternal argument about which is the better way to go: renting a home or buying one. The truth is, however, both renting and buying have their own pros and cons and depending on your lifestyle, situation, and preferences, there is no clear-cut winner.
Posted: 2010-07-15
Category: Real Estate
While mortgage rates have dropped to their lowest levels in about fifty years, there are still many forces at work that make it difficult, if not impossible, for large numbers of Americans to purchase a home. Unemployment rates are still very high across most of the nation and plummeting credit scores are making it difficult for many people to get a home loan.
Posted: 2010-07-14
Category: Real Estate
While it is the case that many home buyers are franticly trying to find an appropriate home to buy and get a binding contract signed as quickly as possible, it is important to not skimp on any of the important steps that are imperative to ensuring that your home buying experience is not just a reaction to the tax credit running out at the end of the month.
Posted: 2010-07-06
Category: Real Estate
In most areas, agent commissions cost the seller between 5 and 7% of the price of the home; if the home buyers have an agent, then both realtors split the commission. Realtors also pay their broker out of their commission; sometimes a payment to the tune of 40% of the commission check goes to the broker, in fact. Consequently, some realtors have a lot less room for negotiation in their commissions than you would assume.
Posted: 2010-07-06
Category: Real Estate
There was a time when owning your own property was the ultimate goal. Having a home to call your own came with a sense of accomplishment, pride and security that was unmatched by anything else in life. As an added bonus to the 'feel good' aspect of home ownership was the fact that buying property was a sound investment move as national housing prices rose annually for more than 60 consecutive years.
Posted: 2010-06-15
Category: Real Estate
The Florida Supreme Court has decided that this type of shoddy banking is not acceptable as in February passed a rule that would require banks to show evidence of the original note so that it can be accurately assessed if they do actually have rights to the home in question or not.
Posted: 2010-06-01
Category: Real Estate
The CPSC would reportedly like the Chinese companies at fault to do “what is just and fair”, according to their chairperson Inez Tenenbaum, but how likely is this to happen when the US courts have no authority over Chinese companies? The Chinese government has been asked to facilitate between the consumer group and the drywall manufacturers, but only time will tell if anything comes out of that request.
Posted: 2010-05-27
Category: Real Estate
In the wake of the recent real estate crash, investment property owners have seen the value of their rental properties and primary residences plummet and many will not be able to withstand another hit. Until now an investment property served as a safety net, with rental revenue covering ownership costs, but if rentals disappear and the oil disaster hits hard, the property will essentially have little or no value. This will leave the owner with no choice but to foreclose.
Posted: 2010-05-20
Category: Real Estate
Likewise, a nice bright bathroom can make a lot of difference to home buyers who’ve likely seen more than their fair share of old, dated bathrooms in their house hunting. If your home presently only has one bathroom and you have some extra space to work with, consider installing a second bathroom in your home; many home buyers won’t even look at a home that only has one bathroom.
Posted: 2010-05-12
Category: Home Improvement
Sometimes it happens that you need to make a move to a new residence for reasons that are outside your own control. This may be due to work requirements like a transfer or promotion, or to be closer to (or sometimes farther away from) family members. But most often, when home owners move it is due to their own needs or desires.
Posted: 2010-05-11
Category: Real Estate
These areas use a technique called “passive cooling” to keep their homes comfortable during the warm seasons; passive cooling does not require mechanical means to keep a home cool, instead relaying on strategies like shade and ventilation to keep the home cool.
Posted: 2010-05-11
Category: Home Improvement
Even when the rodeo isn't on, the Destin, Fort Walton Beach and Okaloosa Island area is alive with activity. Both visitors and residents, enjoy the wide range of shopping, dining and recreational facilities available in this tropical paradise, and that's no fisherman's tale.
Posted: 2010-04-09
Category: Destinations
As it happens, it would appear that fewer than 6% of Texas mortgage borrowers are in, or approaching, foreclosure. The national average is close to 10%. Nonetheless, a gain is still a gain, and 35% is no small figure. According to ForeclosureListings.com, that increase resulted in Texas experiencing the highest monthly gain in the US in February.
Posted: 2010-04-06
Category: Real Estate
One of the more popular imbedded items is steel rods inset into the concrete in parallel so that they form a trivet in the counter; this is especially useful beside a stove or oven where you are likely to want to put down hot items on a regular basis.
Posted: 2010-03-18
Category: Home Improvement
Reports vary on the sheer numbers of unemployed people across the nation; some people who have not had employment for a long period of time no longer show up in the percentage of unemployed because they have given up trying to find a job while others have taken on jobs which they are completely over qualified for just to attempt to keep their families fed.
Posted: 2010-03-16
Category: Real Estate
