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Jerry Clifford's articles
For many military personnel and veterans alike, the best option really seems to be that of pursuing the regular real estate market for homes not in distress. The banks are not so quick to favour cash bids for them over mortgaged offers as they are with foreclosure sales, so buyers with VA mortgages making offers have a better chance of success when buying these homes.
Posted: 2009-10-06
Category: Real Estate
With so many homes on the market currently, it is more important than ever to get your home to stand out from the herd so that buyers will remember your home above all the rest that are on the market. One of the most powerful tools at your disposal to make your home stand out from the crowd once you've done all your repairs and staging is that of home scents; the smell of your home can be inviting or a warning to prospective buyers.
Posted: 2009-10-06
Category: Real Estate
If you feel as though you're not getting anywhere and no opportunities are appearing in your immediate future. Maybe it's time for a change of scenery. Business Week recently compiled a list of the "Best Places to Start Over"; here is a highlight of some of their picks. Who knows, maybe you'll get inspired to pack up and give one of these places a try.
Posted: 2009-06-16
Category: Real Estate
The number of home owners seeking refinancing has also decreased. According to a representative from J.P. Morgan Chase & Co., "A rate of 4.75% "seemed to be the switch" that turned on refinance activity, he says. Now, rates are a full percentage point higher."
Posted: 2009-06-16
Category: Mortgages
Visit any big box home store and it appears, this summer, power saving power tools are all the rage. Replacing their gas powered counterparts, these battery or propane operated lawn maintenance tools run on alternative energy sources that both lower emissions and boast less maintenance.
Posted: 2009-05-28
Category: Landscaping
The housing boom in the early-mid part of the decade has been noted as the beginning of this problem. Normally, drywall is bought from domestic producers, but the boom caused shortages, so some home builders, particularly in Florida, purchased drywall shipped in from China. Only a few years later, in 2009, there appears to be something rotten in the State of Florida.
Posted: 2009-02-09
Category: Real Estate
Racism hurts everybody, whether they're a member of the targeted race or not. If it's okay to steer a Chinese person away from a certain condominium, then it's okay to do the same thing to a woman, a Jew, a redhead, a person over 65, a family with children. The same narrow-minded, ignorant reasoning can be used to exclude just about anybody from the basic rights of home ownership.
Posted: 2009-02-09
Category: Real Estate
One way that you may be able to sell your home is by offering the financing yourself. This is not as risky as it sounds, thanks to a new web site that has opened up called 'Virgin Money USA'. Virgin has streamlined a way for ordinary people to arrange loans and it is all explained online in their 'Guide to Seller Mortgages'. The web site was founded by a fairly well-known British entrepreneur, once an ordinary man in the street, and now in recognition of his business successes, he is 'Sir Rich
Posted: 2008-11-09
Category: Finance
You've tended your gardens all summer long and enjoyed the bright colors and fragrant blooms that resulted from your work. Now that winter is coming, don't stop there; you can continue to have a stunning landscape throughout the cooler months. Here are some twists on old ideas that can help turn your yard into a winter wonderland. During the holidays, homeowners love to string icicle lights across the eaves or outline windows on the front of the house. While common practice, it is so... comm
Posted: 2008-11-09
Category: Home Improvement
Safety concerns regarding granite countertops and their level of radon gas emitted has sparked a controversy since the 90's. However, the widespread use of granite in kitchen and bathrooms has sparked renewed interest in this old issue.
Posted: 2008-09-24
Category: Home & Family
If you were in the market for a new home, would you know what style of home appeals to you? Perhaps a bungalow, a ranch or a grand Victorian or maybe a Georgian? Having a basic knowledge of architectural styles can really help to narrow down your choices and assist your realtor in helping you locate that perfect house.
Posted: 2008-09-24
Category: Home & Family
Many people find themselves in the situation where they have a good job, maybe even a decent down payment, but their credit is, shall we say, less than stellar. The problem with getting a decent rate on a mortgage is that your credit rating is going to determine whether financial institutions are going to fall all over themselves to get your business or, in a financial sense, look at you like you're something unpleasant and offer you a mortgage with a ghastly amount of interest attached.
Posted: 2008-07-24
Category: Finance
For many people, it is hard to come up with even 5% down to qualify for a better mortgage. One great way is to make a little money on the side and apply it to a high-yield savings account. Here are 10 ideas for generating more income:
Posted: 2008-07-24
Category: Finance
People don't like to think of the end of something, but with divorce rates higher than ever before in history, the reality that you and your spouse might split some day is a likely one. How you divide the assets can be complicated.
Posted: 2008-07-04
Category: Finance
Again and again, I hear stories from fellow real estate agents that affirm what I also see as true: it is not a good idea for the seller to be present when their home is being viewed by buyers. While it may be inconvenient for the seller to stay away, it is important that they not be there. Let me explain.
Posted: 2008-07-04
Category: Real Estate
