Jennifer Quilter's Profile
Jennifer Quilter's articles
There's not much better for travel inspiration than a mix of road trip songs. This list has a little bit of something for every body, from every time period.
Posted: 2010-07-29
Category: Music
There are a lot of factors to consider for how to buy a towable raft, you need to think about what it is you need from it and what is available out there. There is a large selection available out there so narrowing down by your needs, like the number of riders and personal style preferences, can save you a lot of time.
Posted: 2010-07-29
Category: Extreme
When you compare steam vs traditional mops we see that steam mops are a much easier to use option. They keep the floor clean without having to do much to clean the mops themselves.
Posted: 2010-07-29
Category: Home Improvement
While nothing you can do is really a hundred percent safe, when you follow basic essential safety precautions for water sports they are a generally safe activity. These are all easy to follow guidelines that can be overlooked when you're not careful, so be sure to keep them in mind.
Posted: 2010-07-29
Category: Extreme
If you want to maintain a clean bathroom without all the different tools and traditional hassle, consider steam cleaners as an effective, chemical free, option. They have a number of different attachments that make cleaning the multiple surfaces in your bathroom easier.
Posted: 2010-07-27
Category: Home Improvement
With a steam cleaner for hard surfaces you can clean without chemicals, and there are a lot of reasons why you want to. It's good the environment, it's affordable over time, it's gentle on your surfaces, and you don't have to use toxic cleaning solutions in places where you eat.
Posted: 2010-07-27
Category: Home Improvement
While there aren't a lot of 401k contribution rules for 2010, in large part because they want to encourage you to use your account, there are a couple of important things you should be aware of. Make sure you avoid the 401k penalty, and stay up to date on your contribution limits.
Posted: 2010-07-21
Category: Personal Finance
This article describes some retirement activity ideas for workers who miss the daily routine and want to get their lives moving again. Adding thing into your routine will get you busy and excited about life again!
Posted: 2010-07-16
Category: Personal Finance
When you reach retirement age you can cash out money from your 401k with no withdrawal penalties. Before then you will have to pay a large fee and lose a lot of money--both now and for your future.
Posted: 2010-07-16
Category: Personal Finance
It should seem obvious once you ask the question why you need to save for retirement, but the truth is that most people don't think too much about it. If you don't plan for retirement you may simply not have one.
Posted: 2010-07-16
Category: Personal Finance
How soon should someone start saving for retirement? As soon as you start earning an income (or before) you should start thinking about your financial future, and part of that should be building a retirement plan.
Posted: 2010-07-15
Category: Personal Finance
There are a lot of different ways to save for retirement so you have enough money. To get you started this article describes five things you can easily do to make retirement planning a part of your life.
Posted: 2010-07-14
Category: Personal Finance
As far as 401k and IRAs are concerned retirement age is fifty nine years and six months of age, but what does that really mean for you? Read more about how to make early retirement a reality.
Posted: 2010-07-14
Category: Personal Finance
The wrong way to invest in a 401k is to not invest in one at all. Of course, there are a few common mistakes that are certainly worth avoiding, but saving itself is the most important thing.
Posted: 2010-07-14
Category: Personal Finance
Taxes on 401k withdrawals when you cash out early can be a devastating blow financially, which is why it's so important to know about it ahead of time. If you don't know how all of this works and are unable to plan for the way you'll need to handle the taxes you could end up in a lot of financial trouble.
Posted: 2010-07-14
Category: Personal Finance
There's a lot you're going to need to know about taking a 401k payout and tax brackets. Cashing out means you lose a lot of your savings, and because of tax brackets you may lose even more.
Posted: 2010-07-14
Category: Personal Finance
If you're going to invest in your retirement then you definitely want to look at how to get the most out of your 401k so you get the money you need to have a great retirement. There are lots of little things to know for success, like contribution matches, tax issues, and reviewing your investments.
Posted: 2010-07-13
Category: Personal Finance
Planning your savings plan carefully is the only way to avoid working during retirement. Once you figure out how much you need to save and build a plan to make that happen you just have to follow it to make your goals a reality.
Posted: 2010-07-13
Category: Personal Finance
There's always more to know but these are the basics for how a 401k works and how to get one started. The accounts are set up through your employer and invested in a variety of ways.
Posted: 2010-07-13
Category: Personal Finance
Ideally you want to start saving as soon as possible for retirement in your adult years but when that has already passed you by you need to focus on making up lost time by investing in a 401k later in life. A 401k is a great option because of its high contribution limits and contribution matches from your employer.
Posted: 2010-07-13
Category: Personal Finance
There are a lot of reasons why you should get started but the four advantages to investing early for retirement listed in this article are definitely reason enough to get you going. For all of these reasons the main point is that you'll have more money when you retire and have an easier time saving overall.
Posted: 2010-07-13
Category: Personal Finance
You are never too young to start investing in your future, so you're never too young for a 401k. If your employer is offering you one of these accounts you should take advantage of it to get a jump start on your retirement saving goals.
Posted: 2010-07-13
Category: Personal Finance
Planning so you can retire early isn't really such a difficult hurdle to overcome, the key is that you just need to plan for it and you need to do so now. The earlier you make these decisions the more time you'll have to save and the more thought out your plans will become.
Posted: 2010-07-10
Category: Personal Finance
The best amount to save annually for retirement is different for everyone, because everyone lives differently, spends differently, and lives on different amounts of income each and every year. You need to figure out how much you want to live on each year to determine your goal amount and then work from there.
Posted: 2010-07-10
Category: Personal Finance
Believing that you'll play golf and sit around and relax all day is how a lot of people invision their lives without going to work everyday. This underestimates the important of new experiences in retirement, and how much time you'll have on your hands.
Posted: 2010-07-10
Category: Personal Finance
There are probably a lot of things you hope to do in retirement. If you want to achieve these things you need to make them happen by planning now to live well later. You have many retirement investment options to choose from to build a plan that will work for you.
Posted: 2010-07-10
Category: Personal Finance
When you're thinking about how to get a home after bankruptcy and start looking at your finances it can seem like an impossible feat--it's easy to get discourage quickly. Once you build a plan and start moving toward your goals things will get a lot easier.
Posted: 2010-07-09
Category: Personal Finance
Once you've discharged your debts you have to do some work to get an acceptable credit rating again. The important thing is to make some kind of plan, with a thought out budget, and reestablish credit after bankruptcy.
Posted: 2010-07-09
Category: Personal Finance
There isn't much of a better way to see the United States than by taking a great American road trip, and the pacific northwest has some of the best drives to choose from. Take a short trip in the morning, a quick day trip, or a long meandering drive through multiple states.
Posted: 2010-07-09
Category: Destinations
Cashing in your 401k to pay off debt sounds like a great plan, but is it really a good idea or not? Definitely not. There are a number of reasons out there for this, but it mainly just comes down to numbers.
Posted: 2010-07-09
Category: Personal Finance
The reasons why you need to start saving for retirement are plenty. The ones listed here should convince you that you need to budget some savings for retirement today.
Posted: 2010-07-09
Category: Personal Finance
The best 401k loan advice there is, is to avoid it. Taking money from your retirement savings is never a good idea on it's own, and these loans have some risks involved that could cost you a great deal of money.
Posted: 2010-07-08
Category: Personal Finance
When you're excitedly planning your next adventure there isn't much better than watching some great road trip movies to get you excited and thinking about things you'd like to do. For some quick road trip fun pick one of these very different movies that have one thing in common--their characters are on an adventure.
Posted: 2010-07-03
Category: Movies
Keeping a family close is difficult when you're all living your own busy lives, but a vacation together can help you regroup and bond. If you set off with a specific group activity in mind, like some of the family water sports listed below, you're able to work together on this activity and accomplish something together.
Posted: 2010-07-03
Category: Boating
The best summer boating toys have to be towable tubes. They're a great way to get your family and friends together to spend the day out on the water.
Posted: 2010-07-03
Category: Boating
When you don't know people are coming, it's hard to exactly be ready for them to stay in your home. But if you have a few things always on hand and decided you can be prepared for the unexpected guest.
Posted: 2010-07-03
Category: Home Improvement
Maxing out your 401k contributions is a great way to build up your savings for retirement, but it also means you should consider what other options are out there for you to diversify a bit. Roth IRAs are a great way to expand your investments and save further.
Posted: 2010-07-02
Category: Personal Finance
A 401k program is an employer sponsored retirement plan. They are set up with multiple ways to help you succeed built into them.
Posted: 2010-07-02
Category: Personal Finance
This article goes over some of the basic facts you need to know about 401k plans to start building towards a healthy retirement. Basic things like how to set one up, penalties, and contribution matches should all be things you know about before investing.
Posted: 2010-06-28
Category: Personal Finance
For someone who has yet to start saving for retirement all of the options can be very overwhelming. These 401k plan facts will help you get up to speed and come familiar enough to get started investing for your future.
Posted: 2010-06-28
Category: Personal Finance
In order to really figure out how much money you need to save for retirement, you need to figure out your expenses. To do that you need to figure out what you're going to do in retirement.
Posted: 2010-06-28
Category: Personal Finance
The disadvantages of a 401k are really based on your perspective. The main issue that causes problems for some customers is the level of control they have over their accounts and investment choices.
Posted: 2010-06-25
Category: Personal Finance
The four things for your new car to make it yours listed here are all fun ways to settle into your new vehicle and get the most out of it. These ideas include a car organizer, air freshener, and GPS devices.
Posted: 2010-06-25
Category: Cars
Building credit after personal bankruptcy is very important to truly starting over. How long it takes to get an acceptable credit rating is really dependent on you building a thorough plan and following through.
Posted: 2010-06-24
Category: Credit
Taking a loan from your retirement account seems like a great deal, and while there are some perks, there are dangers borrowing from your 401k. You could be losing a devastating amount of money.
Posted: 2010-06-24
Category: Personal Finance
The IRA advantages and disadvantages really come down to one major factor, control over your account. These accounts are a particularly great option if you want to be able to pick your investments.
Posted: 2010-06-24
Category: Personal Finance
There isn't a lot that's more fun that spending the day on the water riding boat towable toys for the whole family. There are a lot of options available for multiple riders to build family memories on.
Posted: 2010-06-23
Category: Boating
The 401k penalties once explained are actually fairly simple and straightforward, that's not to say they're not awful and to be avoided, but still simple to understand. You have to pay both taxes, and a fee, which can easily add up to a large portion of your retirement savings.
Posted: 2010-06-23
Category: Personal Finance
Reestablishing credit after bankruptcy takes persistence, but it's worth it in the end. After you've discharged your debts people aren't sure how to react, but if you have a history of on time payments to show, they'll know they can trust you.
Posted: 2010-06-22
Category: Personal Finance
Reaching the maximum level on your retirement savings contributions is a smart way to make sure you'll have enough savings for your retirement. If you reach the limit on your Roth IRA for 2010 there are more options for you to contribute additional funds to your savings.
Posted: 2010-06-22
Category: Personal Finance
There are a lot of reasons air mattresses are the best option for guests. They're easy to set up, easy to put away when your company has left, and they're comfortable--these are all great reasons to consider them an easy way to be a good host.
Posted: 2010-06-22
Category: Home Improvement
Now that everything is finally over you're probably wondering: what should I do after bankruptcy? Starting over can be hard but with some goals in front of you, you can move on and start building a better credit history.
Posted: 2010-06-21
Category: Personal Finance
Boating is a fairly safe activity, but to really be sure you avoid accidents there are some safety tips to follow. These are easy to overlook, like wearing a life vest, avoiding alcohol, and following posted regulations.
Posted: 2010-06-21
Category: Boating
After focusing on filing bankruptcy for so long it can be overwhelming for it to suddenly be over, and realize you don't know what comes next. Making a list of the things you need to do after bankruptcy can help you keep it all straight.
Posted: 2010-06-19
Category: Personal Finance
How early a person can consider retirement is really based on their own personal circumstances. How much you'll need for your retirement is based on how you live, so you'll need to think about your life and goals to make this decision.
Posted: 2010-06-19
Category: Personal Finance
With so many options out there for inflatable tubes (or anything else these days) deciding on what to buy can be a time confusing process. To make that process a lot simpler you can learn a few things about what your options are to narrow down what you really want and figure out how to pick a towable tube.
Posted: 2010-06-18
Category: Boating
The pros and cons of early retirement are pretty simple to figure out. The positives are that you'll have more free time, the negative that you'll need to have your finances figured out and be sure of what you'll be doing with this new time you have.
Posted: 2010-06-18
Category: Investments
Unexpected expenses come up on a regular basis, and you want to avoid charging them on a credit card, getting a loan, or in any way getting into debt. This is why the importance of saving an emergency fund after bankruptcy can't be ignored.
Posted: 2010-06-18
Category: Personal Finance
To really experience the outdoors and all it has to offer you, you need some basic essential camping gear. These basic items will ensure that you'll be safe and get a comfortable nights rest for a great trip.
Posted: 2010-06-18
Category: Boating
The decision to get a credit card after bankruptcy can be a scary one, but a necessary one in order to move forward. With so much problems in the past its easy to want to just avoid these things, but you need to get a card to build up a new credit history and start over.
Posted: 2010-06-15
Category: Credit Cards
There are so many things to think about when planning for retirement that many become quickly overwhelmed and decide to put it off until later. It's important to make some plans as early as possible though so you can have time to build a savings plan accordingly.
Posted: 2010-06-15
Category: Personal Finance
Towable tubes for kids are a great idea, and a really fun way to bond with your children. All you need to ride on one are a few simple safety precautions and the ability to hang on tight.
Posted: 2010-06-15
Category: Boating
One of the scariest teen milestones for any parent is when their kid gets behind the wheel. One way to focus that energy and try to be excited for them is to look at what your child needs for their first car, especially in terms of keeping them safe and the vehicle in decent condition.
Posted: 2010-06-15
Category: Parenting
Unexpected guests show up in town and ask to stay at your place periodically.This is an often stressful event, but one that you can plan for to make it consistently easy and unstressful.
Posted: 2010-06-15
Category: Home Improvement
When you're starting to consider filing bankruptcy it's important to look over all the information so you can pick the path that will work for you. There are a couple different types of bankruptcy to consider that can be broken down to a few main differences.
Posted: 2010-06-15
Category: Personal Finance
Renting after a bankruptcy can be very challenging. When you know what to look for in a potential landlord things get easier though, and you should be able to find something that will work for you.
Posted: 2010-06-12
Category: Personal Finance
There are a lot of great, comfortable air mattress options available today. If you've narrowed down some comfortable options and are looking for something more fun consider some beds with high tech options.
Posted: 2010-06-11
Category: Home Improvement
When you're packing for a road trip there can be a lot to keep track of. This overview of some often overlooked items can help improve the quality of your trip and ensure you have a memorable time.
Posted: 2010-06-11
Category: Travel Tips
Just because money is tight doesn't mean it's not important to take the time to spend quality time with your family. Because of this a lot of people are turning to staycations, and one memorable way to make that happen is spending some time on the water with a towable tube.
Posted: 2010-06-11
Category: Boating
Using a car loan to rebuild your credit is one of the best ways you can go about building up a positive credit history. As long as you make payments on time and are working on your finances in other areas you should be on your way to a great score soon.
Posted: 2010-06-10
Category: Loans
Living with bankruptcy can be very frustrating, especially when you go to do things like find a car loan. There are options out there for you though, and after a little bit of time passes and you've started working on your credit you can go ahead and apply for auto financing.
Posted: 2010-06-10
Category: Loans
These devices have more features and options now than ever before, making it overwhelming to figure out what you really want. Before you start your search you can look over some of the available features, figure out what you like, and decide what to look for when choosing a GPS.
Posted: 2010-06-08
Category: GPS
There are a number of things you can do in order to qualify for a car loan. You'll absolutely need to have some form of income, to show them that you can repay them, and from there you'll need to show them something, like credit or a cosigner, to convince them you're likely to pay them back.
Posted: 2010-06-08
Category: Loans
Now that everything is over you're probably realizing you're not sure of what to do next--what happens after bankruptcy? Unless you put forth some effort to building up a new credit history, not a lot will happen.
Posted: 2010-06-08
Category: Personal Finance
Your friend obviously already loves their boat, so getting them something to go with that is a great way to find something they'll end up loving, too. When looking for gifts for boaters keep in mind what they usually end up doing on the water, and then think about what you think would make that time better for them.
Posted: 2010-06-04
Category: Extreme
