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DeniseM's articles
This harsh economic climate is home to several shocking trends, one of which is this fact: Only 44% of households have an individual life insurance policy, while 30% have no individual or group life insurance whatsoever (survey by LIMRA, an industry-sponsored group).
Posted: 2012-02-06
Category: Insurance
Everyone would agree that life insurance is a self-explanatory term. You buy life insurance on yourself so when you die; your loved ones are able to use the death benefit in the policy to pay for expenses that they incurred with your passing away.
Posted: 2012-02-06
Category: Insurance
In a flailing, underperforming economy, many people are livid at how young college graduates are working overqualified jobs and struggling to pay off student loans.
Posted: 2012-02-06
Category: Insurance
In this age of customization and personalized deliverables, you should expect no less from your life insurance policy.
Posted: 2012-02-06
Category: Insurance
Life insurance professionals and financial advisors recommend reviewing your life insurance policy at least once every year with good reason.
Posted: 2012-02-06
Category: Insurance
Simplified Issue Term life insurance is often called quick issue or guaranteed term life insurance. As the name suggests, the process of getting coverage is simplified.
Posted: 2011-12-02
Category: Insurance
The life insurance industry has changed significantly over the years. Rates have come down drastically and today many life insurance companies are even willing to accommodate people with impaired health and offer coverage to just about anybody!
Posted: 2011-12-02
Category: Insurance
Long term care insurance is an expensive proposition for most people, so it’s worth taking the time to consider all the facts and options available before you sign on the dotted line and start paying premiums for a long term care insurance policy.
Posted: 2011-12-02
Category: Insurance
Singles in their twenties and early thirties represent the new generation of thinkers. Armed with Internet speed, social media smarts, and a desire to invest their money where it counts, a life insurance product is one of the smartest decisions singles will make.
Posted: 2011-12-02
Category: Insurance
Many people don’t know enough about life insurance and therefore fall easy prey to myths and fallacies about life insurance that just aren’t true.
Posted: 2011-12-02
Category: Insurance
If you or your loved one has been diagnosed with a terminal illness, you know that bills for medical treatment and out-patient expenses can run beyond your capacity to pay.
Posted: 2011-11-14
Category: Insurance
Starting a new family and planning how to shoulder this new responsibility brings to mind questions about life insurance and the necessity of purchasing a life insurance policy before the arrival of their new bundle of joy!
Posted: 2011-11-14
Category: Insurance
A beneficiary is the designated recipient of the proceeds of your life insurance benefits. Your policy can be designated to a single beneficiary or have multiple beneficiaries.
Posted: 2011-11-14
Category: Insurance
Term life insurance is popular because it is one of the cheapest types of life insurance offering the maximum amount of death benefits for the most inexpensive premiums.
Posted: 2011-11-14
Category: Insurance
Many women with a history of breast cancer never look for a life insurance policy because they assume they are either uninsurable or think they could never afford the premiums. But times are changing.
Posted: 2011-11-14
Category: Insurance
