The more adventurous your travel, the greater the need for reliable travel insurance. If you are back-packing, you are almost certainly going to be getting involved in activities which would not ordinarily be covered by standard travel insurance policies.
However, if you've been saving up to go abroad in your gap year, you'll want travel insurance at affordable prices. Backpacker insurance policies are likely to be the best option for you and there are many options on the market.
1Stop Travel Insurance is part of the Drakefield Insurance Group and is a reputable insurer offering an affordable backpacker insurance policy with a good level of cover.
The policy is also highly flexible. If you're going to be away for the whole year, you are probably going to need to earn some spending money while you're away. The 1Stop policy will provide you with cover to do typical casual jobs, including bar work and fruit picking.
The Go and 1Stop policies are also particular in that they allow you to return home during your trip if necessary. Although there are restrictions as to how many times you come back and for how long, this novel element of these policies may provide you with reassurance if you are heading off for a long trip for the first time.
You can book your policies with these companies online. Alternatively, both provide a telesales support team for arranging cover for more complex programs or to discuss pre-existing illnesses before booking.
It is important to look at a range of quotes before you buy your travel insurance. 1Stop will give you a free quotation without any requirement to purchase, so that you can check out the competition fully informed.
Purchasing your cover is just as simple and can be done online. Simply make sure that you read all the terms and conditions of your insurance policy before buying so that you are sure it offers an adequate level of cover.
If you are planning on going on a number of trips this year, each of less than 45 days, then an annual travel insurance policy may be a better option for you. Both 1stop and Go also provide this type of insurance.
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