At the end of the day, we end up thinking how much interest rate our swipes of credit card would incur. That’s true, but then there is other side of the coin too. Every time you swipe your card, you also incur points which can be redeemed at the end of the day!
Every credit card which you hold has a some points or reward points, as they appropriately are called; which can be redeemed on reaching a certain level. Like some credit card companies, offer redemption of credit points when one reaches the level of 1500 points. These companies have a tie up with some of the top brands in the market like Kiah, Adidas, Nike, Reebok, Wills Lifestyle, Pantaloons, Mocha, Coffee Café Day, Tandoor, Pizza Hut, Liberty and so on. The points once accumulated indicate certain amount which can be encashed on the purchase of a certain product from the tied-up brand.
Another way of giving cash back to the privileged clients or credit card holders is cash back scheme. In this scheme, the credit card companies give certain percentage as cash back on spending stipulated amount of money. Schemes, which state 50% cash back or 30% cash back, can be often seen in shopping malls and markets. This percentage of cash backs is especially profitable in cases where there are cash backs on holiday bookings or gold purchase. In this case, even a small percentage of cash back can save good amount of money.
Out of the good cash back credit cards which offer cash back are the ones launched by Kotak Mahindra Bank. The four credit cards – trump, Fortune, League ad Royale offers the best of the deals in terms of cash back. Benefits like interest free cash withdrawals, waivers on fuel surcharge and travels, cash backs on restaurants, bars, shopping and movies tickets, save a lot of money.
The best card in terms of cash back offered by Kotak is the Trump Gold Card which offers cash backs on most of your monthly spends like dining, movie tickets and weekend outings. If you haven’t checked on these cards uptill now, have a look at them and see how many benefits you can incur from these cards…
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